Mortgages For Police Officers
Available lender and government incentives for police home loans

Being a police officer is a tough job.
You work hard serving the community, but when it comes to getting a mortgage or refinancing, you’re met with roadblocks. Maybe you’ve been declined by a lender because you don’t have a big enough deposit. Or perhaps you’ve been offered a deal but now you’re worried it might involve overpaying on interest rates and fees.
If you’re looking to refinance, you might get stuck with a high-rate loan, unable to free up cash for renovations, consolidate personal debt, or invest in property to build your wealth.
Finding the right loan can feel overwhelming and time-consuming, especially with your demanding job. Getting knocked back or facing complicated lender policies can make it seem like homeownership or refinancing is out of reach, even when you have a stable and reliable income.
And while you’re dealing with endless paperwork and spending hours researching to find a lender who will actually approve you, property prices keep climbing, making it feel like your opportunities are slipping away. So the last thing you need is to waste time on applications that go nowhere, damage your credit score, or leave you paying more than you should.
That’s why you need to speak to Chris Godwin. After serving in the police for over five years, Chris now helps other police officers like you secure a cost-saving mortgage with minimal effort.
He can assess your situation upfront to determine how much you can borrow without affecting your credit score, so you can apply with confidence.
He can also help you access exclusive police-friendly loans that come with mortgage insurance waivers and ultra-low interest rates, helping you buy a home sooner, lower your repayments, or tap into your home’s equity to achieve your financial goals.
Chris handles everything for you, from paperwork to lender negotiations, so you don’t have to worry about making costly mistakes or navigating the process alone.
With expert guidance, you could buy a home in your preferred suburb, closer to work and family, without overpaying on fees and interest. Or, if you already own a home, you could refinance to lower your repayments, fund renovations, or invest in another property to grow your wealth. And all without unnecessary stress and complications.
Get pre-assessed today in under 15 minutes. Complete the quick enquiry form to request a home loan advice call with Chris or phone him directly at 0420 908 218 to get expert advice on police mortgages.
Why Choose Chris Godwin?
Chris is an ex-police officer and veteran mortgage broker who understands police income and lender policies so that you save money on your mortgage, protect your credit score, maximise your borrowing power, and avoid wasting time on mortgage applications.