Home Loans For Teachers & Educators

Waived mortgage insurance, increased borrowing power, and negotiated interest rates

Working in education means long hours, tight deadlines, and the constant focus on helping others succeed.

With everything you juggle, reviewing your mortgage or trying to refinance can quickly fall into the “too hard” basket. But without the right guidance, lenders may overlook key parts of your income like additional duties, allowances, or casual loadings, which could limit how much you can borrow. That might mean settling for a smaller home, a longer commute, or missing out on upgrades you and your family need. And if you're refinancing, choosing the wrong lender or applying at the wrong time could leave you stuck with higher repayment,s preventing you from consolidating debt, renovating, or investing in your future.

Chris Godwin helps education professionals like you take control of your mortgage with smart, easy-to-understand advice and a personalised approach. In just a 15-minute phone pre-assessment, Chris outlines how much you may be able to borrow without affecting your credit score. With years of experience helping teachers, school staff, and education workers, Chris understands the way your income is structured and knows how to ensure lenders recognise its full value. That could mean higher borrowing capacity, a more comfortable loan structure, or the ability to refinance more effectively.

Chris also has access to lenders offering special fee waivers and negotiated interest rates for professionals in education, freeing up more of your income for things that matter, like holidays, school fees, or family life.

Once you're a client, Chris remains in your corner, representing you to the lender, managing the entire process, and proactively renegotiating your interest rate regularly so your mortgage stays affordable.

And the best part? His entire service is offered at no cost to you. Lenders pay him directly via commission so that you won’t pay a cent for expert guidance.

Don’t miss out on mortgage benefits available to education professionals. Fill out the quick enquiry form or call 02 9033 9106 today to speak directly with Chris Godwin and organise your free 15-minute pre-assessment.

The following sectors are included

• Government Schools – Primary/Secondary/Specialist.

• Non-Government Schools Primary/Secondary/Specialist.

• Catholic Schools/Secondary/Specialist.

• Universities/TAFEs.

• Preschools, Kindergartens.

• Child Care Centres.

• Family Day Care Australia.

• Education Unions.

• Department of Education and Training.

• Private Colleges.

• Tutors.

• Trainers (must be within a professional capacity and related to Education).

• Students studying teaching.

Why Choose Chris Godwin as your mortgage broker?

If you work in education, Chris Godwin is your trusted choice for mortgage advice that puts your goals first.

Chris has been helping school teachers, early childhood educators, university staff, support workers, and education administrators with their home loans since 2014. He knows how to navigate income structures that include casual contracts, salary packaging, or extra duties and how to maximise your borrowing power with lenders that understand your profession.

He’s even been featured on Channel Nine News for his work securing benefits for essential workers, including mortgage insurance waivers and competitive interest rates. These benefits can help you avoid thousands in upfront costs, improve your repayment comfort, and give you more flexibility when upgrading, renovating, or investing.

Chris personally manages your mortgage application from start to finish—no matter which lender you choose so you’ll only ever deal with one dedicated expert. He also continues supporting you well after settlement by regularly renegotiating your interest rate, helping you keep your repayments under control long-term.

And since lenders pay his commission directly, his service is completely free to you.

If you work in education, don’t settle for a one-size-fits-all mortgage solution. Choose Chris Godwin for a smarter way forward.

Get started today complete the quick enquiry form or call 0420 908 218.